At Affrimo, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our services. By accessing or using Affrimo, you agree to the collection and use of information in accordance with this Privacy Policy.
1. Information We Collect
We collect various types of information to provide and improve our services, including:
- Personal Identification Information: This includes your name, address, email, phone number, date of birth, and government-issued ID for verification purposes.
- Transaction Information: Details of money transfers, including the amount sent, recipient information, and transaction history.
- Financial Information: Payment details, such as bank account information or credit card numbers, used to process your transactions.
- Technical Information: When you access our platform, we may collect data like IP address, browser type, device identifiers, and usage patterns to improve our services.
2. How We Use Your Information
Affrimo uses your information to:
- Process transactions and deliver funds to recipients.
- Verify your identity and comply with regulatory requirements.
- Improve our services by analyzing usage patterns and customer needs.
- Send notifications and communications about your transactions and updates to our services.
- Protect against fraud, unauthorized transactions, and other security threats.
3. How We Share Your Information
Afripays does not sell or rent your personal information to third parties. We may, however, share your information with:
- Service Providers: Third-party partners who assist with processing payments, compliance verification, or data analysis to enhance our services.
- Regulatory and Law Enforcement Agencies: We may disclose information if required by law or to comply with regulatory mandates, anti-money laundering (AML), and anti-terrorist financing regulations.
- Business Transfers: In the event of a merger, acquisition, or asset sale, your information may be transferred to the new entity under the same privacy protections.
4. Data Security
Affrimo employs industry-standard security measures, including encryption and secure data storage, to protect your personal information. We regularly review and update our security practices to guard against unauthorized access, data loss, or misuse.
5. Your Privacy Rights
Depending on your jurisdiction, you may have rights regarding your personal information, including:
- Access: The right to request copies of your personal data.
- Correction: The right to correct any inaccuracies in your data.
- Deletion: The right to request the deletion of certain information, subject to legal and regulatory retention requirements.
- Opt-Out: The right to opt out of receiving promotional communications. Transactional communications essential to our service will still be sent.
6. Cookies and Tracking Technologies
Affrimo uses cookies and similar tracking technologies to enhance user experience, track usage patterns, and improve our services. You may disable cookies through your browser settings, but some features of our platform may not function optimally without them.
7. Third-Party Links
Our platform may contain links to third-party websites. Afripays is not responsible for the privacy practices or content of these sites. We encourage you to review the privacy policies of any third-party websites you visit.
8. Retention of Information
Affrimo retains personal data only as long as necessary for business purposes, to fulfill our legal obligations, and to resolve disputes. Once no longer needed, we securely delete or anonymize your information.
9. Changes to Our Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website, and your continued use of our services after changes are posted signifies your acceptance of the updated policy.
10. Contact Us
For questions or concerns regarding this Privacy Policy or how your data is handled, please contact us at [Customer Support Contact Information].
By using Affrimo, you acknowledge that you have read and agree to this Privacy Policy. Thank you for trusting Affrimo with your personal information and financial transactions.